Credit Card Companies Using Profiling Techniques?

With the CARD Act of 2009, credit card companies are afraid of losing profits because they can no longer rely on the dirty tricks they have practiced for years.  Highlights of this reform include: Banning Unfair Rate Increases Preventing Unfair Fee Traps Plain Sight /Plain Language Disclosures Accountability Protections for Students and Young People I [...]

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I am a permanent employee!

Just two months shy of temping two years, I finally have a permanent job.  With benefits.  Paid holidays.  Paid time off.  401 (k).  Healthcare flexible spending account.  Dependant care flexible spending account. I won’t need the medical, dental or vision because the kids and I are covered under HUSKY.  The 401(k) isn’t matched by the employer [...]

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Random Things I Should Write a Post About

I’m looking at an online university to finish my bachelor’s degree. I had two dates last month. My kids started school. I bought Bento lunch boxes and have been sending them with the little kids for their snacks. I should take pictures of their snacks. I’m looking for a new job. I paid off the dentist [...]

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September Goals

So now that August is behind me, what does September hold?  Here are my goals: Short Term Quit smoking.  I know, I know, this is my goal every month.  But with Governor Rell proposing a $1.00 per pack tax increase I have more incentive than ever. Cancel newspaper subscription.  I don’t clip the coupons, and realistically, [...]

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August Review

I suck at this goal-setting thing.  I’m good at setting goals, just not good at achieving them.  I guess I really suck at goal-achieving.  Let’s look at August… Short Term Compare auto insurance prices.  I switched to GEICO. Quit smoking. Cancel digital cable and landline. Start clipping coupons again. Become more vigilant about unplugging appliance that [...]

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August Goals

July was a tough month, for obvious reasons!  August won’t be much better, with Back-To-School shopping for 3 children this year.  (Yes, little Bekah starts Kindergarten!)  Plus, Shaunna has Senior Portraits at the end of the month.  So I’m back to looking for ways to reduce expenses, especially since they cut all overtime at work.  [...]

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No More Window Shopping

A couple of weeks ago, I stopped into Staples, just to pick up a new mouse.  The old one was not working well, double clicking when I only clicked once.  Made working on the computer difficult, to say the least!  As long as I was there, I figured I’d stop and look at the laptops, since [...]

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Big Weekend Plans (Part Deux)

Looking over the list of chores I set out to accomplish this weekend, I realize that no where on that list was “Buy A New Car.” However, after taking Dawn’s advice over at Fighting Foreclosure on How to keep your car on the road, that’s exactly what I did yesterday. I dropped the van off [...]

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So I’ve put it off long enough.

I didn’t do a June recap because I sucked at the goals I set for myself.  But part of achieving my goals is being accountable to someone.  And since I don’t have a significant other, YOU are the people I’ve chosen to hold me accountable. So here goes… Goals I Set for June Lower savings to [...]

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Dude, Where’s My Money?

Suddenly, I can’t seem to get my budget to balance.  My income has gone down and my expenses have gone up, but I didn’t think that it was going to effect me as much as it has. First, my child support has gone down $80-100 a month.  Jim had to pay arrears in the amount of [...]

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