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Archive for the ‘Emergency Fund’ Category

So now that August is behind me, what does September hold?  Here are my goals:
Short Term

Quit smoking.  I know, I know, this is my goal every month.  But with Governor Rell proposing a $1.00 per pack tax increase I have more incentive than ever.
Cancel newspaper subscription.  I don’t clip the coupons, and realistically, I’m not going [...]

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July was a tough month, for obvious reasons!  August won’t be much better, with Back-To-School shopping for 3 children this year.  (Yes, little Bekah starts Kindergarten!)  Plus, Shaunna has Senior Portraits at the end of the month.  So I’m back to looking for ways to reduce expenses, especially since they cut all overtime at work.  [...]

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I didn’t do a June recap because I sucked at the goals I set for myself.  But part of achieving my goals is being accountable to someone.  And since I don’t have a significant other, YOU are the people I’ve chosen to hold me accountable.
So here goes…
Goals I Set for June

Lower savings to $200 per week [...]

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Suddenly, I can’t seem to get my budget to balance.  My income has gone down and my expenses have gone up, but I didn’t think that it was going to effect me as much as it has.
First, my child support has gone down $80-100 a month.  Jim had to pay arrears in the amount of $20 [...]

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Thank you, emergency fund.  I need new tires.  And with the rent due this week, I just don’t have the money without dipping into the emergency fund.  Too bad everytime I get it built up, I have to use it.  But thankfully, it’s there.

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