So now that August is behind me, what does September hold? Here are my goals:
Short Term
- Quit smoking. I know, I know, this is my goal every month. But with Governor Rell proposing a $1.00 per pack tax increase I have more incentive than ever.
- Cancel newspaper subscription. I don’t clip the coupons, and realistically, I’m not going to start.
- Deal with Nationwide, my OLD auto insurance company. Even though I sent them a cancellation letter, they still took a premium last month, and I haven’t received a refund. Kinda sucks paying for 2 policies when trying to save money.
- Reinstate Automatic Savings Plan at INGDirect. I haven’t added to my savings since June. In fact, I haven’t met my savings goal since April. So $170 a week is scheduled to be deposited.
- Cancel digital cable and landline. I’ve scheduled this toward the end of September in my planner, so I have a chance to update my resume, online accounts, doctors, etc.
Midterm
- Get emergency fund back to $1,000. I’m depositing $20 per week (equivalent to my raise.)
- Snowflake towards balance on credit card that I have been carrying since June. I have got to get this thing paid off. It’s haunting me.
I feel optimistic about my goals this month. I have scheduled some in my planner so that I will remember to get them done. I’m going to put them on a sticky-note, and refer to them daily. And I’m going to get back to the library and start reading about personal finance, time management and goal achieving again. You know, to stay motivated.
